Ruth Marshall

Ruth Ann Marshall

Director

Ruth Ann Marshall is a member of the boards of Regions Financial Corporation (NYSE: RF), ConAgra Foods (NYSE: CAG), Pella Corporation and Trustwave. She is active in the community and has served on boards of several civic and academic organizations including the PGA First Tee, the Cox School of Business at Southern Methodist University and the Aspen Santa Fe Ballet.

In May 2006, Ruth Ann Marshall retired as President of the Americas, MasterCard International, where she was responsible for building all aspects of MasterCard’s issuance and acceptance business in the United States, Canada, Latin America and the Caribbean. The Americas Region of MasterCard generated more than half of the company’s worldwide volume in 2005.

Ms. Marshall joined MasterCard in 1999 as President of MasterCard North America and was instrumental in growing MasterCard’s share of payments.

Before joining MasterCard, Ms. Marshall served as Group Executive President of two electronic payment service companies, MAC Regional Network and Buypass Corporation. Upon acquisition of these companies by Concord EFS, she became Senior Executive Vice President of the combined companies, where she oversaw marketing, account management, customer service and product development. In April 1999, she was awarded Credit Card Management’s Leader of the New Millennium Award for the payments industry. Ms. Marshall started her career at IBM, where, over 18 years, she served in managerial and executive positions.

In 2004 and 2005, Ms. Marshall was selected by Forbes.com as one of the World’s 100 Most Powerful Women. Ms. Marshall earned a master’s degree in finance and a bachelor’s degree in business administration from Southern Methodist University in Dallas.